You Deserve the Answers to Your Questions Regarding Your Accident
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What is subrogation and how could it affect my car accident claim?
If you were hurt in an auto collision caused by a negligent driver in Virginia, you are entitled to compensation for your injuries. However, your medical insurance provider could place a lien or subrogation claim on your settlement proceeds. This could significantly reduce the amount of money you receive in your settlement.
How Subrogation and Liens Work in Car Accident Cases in Virginia
Subrogation and liens are different but can have the same practical effect in your auto crash case. A lien is a claim on your settlement award that would entitle your health insurance provider to be reimbursed for the medical expenses they paid on your behalf. If they claim a right to subrogation, the health insurance company would take your place in filing a claim against the negligent motorist for the medical bills they paid and demand that the payment be made directly to them.
The laws on subrogation and liens are complicated in our state. Unlike other states, Virginia has laws that prohibit health insurance contracts issued in our commonwealth from having a subrogation clause in their contract. Liens are also often not permitted to be placed on a victim’s car accident or other personal injury award.
However, there are exceptions to these laws. The anti-subrogation and lien laws would not apply in these situations:
- Contracts issued out-of-state
- Insurance policies issued to federal employees under the Federal Employee Health Benefit Act
- Self-funded health benefit plans by employers who are compliant with the Employees Retirement Income Security Act (ERISA)
- Federal health insurance providers, like Medicare, Medicaid, and Tricare
- Workers’ compensation plans
How Can You Know If a Lien or Subrogation Claim Will Reduce Your Car Crash Compensation?
The best way to determine if your health insurance provider can make a subrogation claim or place a lien on your award is to retain an experienced car accident attorney. An attorney can review your health insurance policy and the medical expenses your provider claims reimbursement for to determine if they are valid.
If your lawyer determines that your health insurer has a valid claim against your award, they can negotiate the amount to be paid to the insurance company. However, these negotiations must be completed before the settlement of your car accident claim.
Were you injured in an auto collision in the Virginia Beach or Norfolk area? Call our office to schedule your free case evaluation to learn how our knowledgeable and dedicated car accident legal team can assist you.
What is a free initial consultation?
It can be a traumatic experience to suffer injuries in an auto collision that was not your fault. One of your first steps after getting the medical treatment you need should be to retain an experienced car accident attorney.
However, it can be difficult to find a knowledgeable lawyer that will fight so that you receive all the compensation you deserve from the negligent driver who caused your crash. One way to find the right attorney for you is to take advantage of most car accident attorneys’ offer of a free initial consultation.
What Can You Expect at a Free Initial Consultation?
A free initial consultation is a short meeting that you would have with a lawyer to discuss your case and determine if you can work together to settle your claim. Your appointment would last for about 30 minutes to an hour. You would not be charged for this initial consultation—even if you decide not to hire them.
At this meeting, you would tell the attorney about how your accident occurred and the injuries you suffered. You should expect to learn the following from this meeting:
- Whether you have a claim. After you describe the details of your auto collision, the lawyer should be able to advise you whether you have a valid claim against the negligent driver and other liable parties and the types of compensation you should be able to recover from their insurance company.
- Whether you need an attorney. They should inform you whether you should retain a lawyer or whether you can settle your claim on your own. If you suffered any injuries, it is almost always in your best interest to hire an attorney to negotiate your settlement.
- Whether this is the right lawyer. Your initial consultation is also an opportunity for you to learn more about the attorney and their track record of success in settling and litigating claims for car accident victims like you. This can help you decide whether this is the right lawyer for you.
- What your next steps are. If you decide to retain the attorney, they should tell you the next steps that they need to take in your case. They will also advise you of what you need to do to help them build a winning case against the negligent driver.
How to Prepare for Your Free Initial Consultation
You need to prepare for your appointment so that you get the most benefit from it. You should organize the documents, such as the police report, pictures, and your medical reports, to show the lawyer. You should also prepare a list of questions to ask them. You need to know how much of their practice is devoted to car accident cases, their track record of success, how much they charge for their services, and how they will keep you updated on the status of your claim.
Do you need to file a claim with the negligent driver’s insurance company? Take advantage of our free consultation offer to learn how our dedicated car accident lawyers can help you. Call our Norfolk office to schedule your appointment today.
Who could be liable if my roof collapsed in my car accident?
You could suffer devastating injuries if your auto rolls over and your roof collapses in a car accident. Unlike other collisions where only the negligent driver is responsible for compensating the victim, there can be multiple causes and liable parties in a roof collapse accident. It is important to pursue claims against any potentially negligent party if you want to receive all the compensation you are entitled to under Virginia law.
Who Could Be Responsible to Compensate You If Your Car Roof Collapsed?
The liable parties in a roof collapse collision will depend on the cause of the crash. Determining this can be complicated. You need the help of an experienced car accident lawyer to identify why your auto roof collapsed and who the negligent parties are. They can include:
- Another driver. If a motorist’s negligence caused your car accident, they would face at least partial liability for compensating you for your injuries.
- Automobile manufacturer. Roof collapses are often caused by a defect in the manufacture or design of the roof. The pillars could have been too weak or situated improperly, or other vehicle parts may not have been strong enough to support the roof. If your roof collapsed for this reason, you can pursue a product liability claim against the auto manufacturer.
- Parts manufacturer. You could also file a claim with the parts manufacturer who designed or manufactured the defective part that caused your roof collapse, as well as the car manufacturer.
- Governmental agency. If a road defect or hazard caused your vehicle to roll over in the crash, you would need to file a claim with the governmental agency responsible for road maintenance. You may need to file your claim much quicker and follow other special rules when the negligent party is a city, county, or other governmental body.
Why Is it Important to File Claims With All Negligent Parties?
If you know that the other motorist’s negligence caused your accident, you may be tempted to just file a claim with their insurance company and not pursue claims against any other parties. This would be much easier and less time-consuming. However, you would be making a big mistake that could result in you not being fully compensated for your injuries.
The at-fault motorist would only be responsible for compensating you for their percentage of negligence in causing your collision. For example, if they were found 50 percent at fault, they only have to pay you half of the amount of compensation you deserve. In addition, they may not have enough insurance to pay you all the damages you deserve if they purchased the minimum coverage required under Virginia law.
If a manufacturing or road defect contributed to your roof collapse, you should file a claim with these liable parties’ insurance companies as well. They will have higher liability insurance coverage to pay you for your losses.
Did your roof collapse in a car accident in Norfolk or Virginia Beach? Our skilled legal team can identify why it happened and who is responsible for compensating you. To get started learning about your options, fill out the convenient online form on this page to schedule your free consultation today.
What type of doctor should I see after a car accident?
No matter how extensive or minor the damage is to your vehicle, you could suffer serious injuries in an auto accident. If another driver caused your collision, you may be able to file a claim for compensation with their insurance company. Seeing the right doctors is essential to protecting your health and building a winning case so that you receive all the compensation you deserve for your injuries.
Why You Always Need to See a Doctor After an Accident
Getting prompt medical care after an auto crash is crucial. You should be examined by a doctor within two days of your auto collision, even if you believe you are fine. Whiplash, back and spinal injuries, brain injuries, and internal bleeding are a few of the serious injuries you may not realize you suffered until days or longer after your crash since you may not experience symptoms right away.
You avoid an injury getting worse or turning into a life-threatening emergency by getting medical care right after your wreck. In addition, this helps you prove that your injuries were caused by the collision and that they are serious enough to entitle you to compensation.
In addition, you need to take these steps to protect your health and avoid disputes with the insurance company:
- Follow all of your physician’s instructions.
- Go to all of your appointments with your doctor, physical therapists, and others who are treating your injuries.
- Do not have any gaps in your medical treatment for your injuries.
Types of Physicians You May Need to See
The types of medical treatments and doctors you need will depend on what injuries you suffered and how serious they are. They could include:
- Emergency room doctor. If you suffered a life-threatening or apparent serious injury, you should be examined by an emergency room doctor immediately. You should either be transported there by ambulance or have someone drive you there.
- Urgent care. If you do not need to go to the emergency room, you should be examined at urgent care if you start experiencing symptoms in the hours or days after your crash or cannot be seen by your doctor right. The benefit of going to urgent care is that you do not need an appointment and can get fast treatment for your injuries.
- Primary physician. You should schedule an appointment with your primary doctor within a day or two of the wreck if you think your injuries can wait or do not believe you were hurt. However, you should be aware that some doctors do not want to see car accident victims because they do not bill to insurance companies or do not want to testify in court. Go to urgent care in this situation.
- Specialists. Your primary doctor will most likely refer you to a specialist, such as a surgeon, neurologist, or orthopedic physician, specializing in treating your injuries if you suffered a serious injury.
Were you or a loved one injured in an auto wreck caused by another driver? Call our Norfolk office to schedule a free consultation with our experienced car accident legal team to get your questions answered and learn how we can assist you in fighting for the compensation you deserve.
Should I hire an attorney in the state where my car accident happened?
You could be seriously injured in a car accident in Virginia that was not your fault while here on vacation or business. If you reside in a nearby state, you may be tempted to retain a lawyer where you live.
However, if you want to obtain the compensation you deserve for your injuries from the negligent driver’s insurance company, your best strategy is to retain a local experienced car accident attorney. Here are three reasons why this is important.
#1: License in Virginia
While your claim could be settled out-of-court with the insurance company, you will need to file a lawsuit in Virginia if they refuse to offer you a fair settlement or the time period—called the statute of limitations—will expire soon. Only a lawyer who is licensed in Virginia can file a civil complaint and litigate your case for you.
#2: Knowledge of Virginia Law
You need an attorney who understands the negligence laws of our state and what you need to prove to win your case. While a lawyer in a nearby state may be licensed to practice law in Virginia, they will not have as much knowledge about the statutes and case law in our commonwealth that could affect your claim. You have a better chance of obtaining the maximum recovery you are entitled to if you retain local counsel.
#3: Familiarity With Local Laws and Procedures
Courts in different counties may have their own special procedures that must be followed in civil cases. A local lawyer will have much more understanding of the local laws and procedures that must be complied with in your case.
In addition, there is another advantage to hiring local counsel. A local attorney is more likely to have relationships with court personal, lawyers for the insurance company, and insurance adjusters handling claims where your crash occurred. This can help them reach a settlement that fully compensates you and make the litigation process go smoothly and quickly.
Were you injured in a car accident in Norfolk? Our knowledgeable car accident lawyers are here to help. Call our office to schedule your no-obligation initial consultation today.
Can a passenger sue both drivers in a car accident case?
If you were a passenger in an auto collision, you are entitled to be fully compensated for your injuries under Virginia law. You should pursue claims against any driver that was negligent in causing the crash. Depending on how the wreck happened, you may need to file a claim with the insurance companies for the driver of the vehicle you were in and another motorist involved in the accident.
Why it Is Important to Sue Both Drivers
In Virginia, a driver is only responsible for compensating injured passengers if they were negligent in causing the collision. In some car accidents, only one motorist is responsible for causing it, but this is not always the case.
In addition, drivers are only liable up to their percentage of fault in causing the crash. For example, if the driver of your vehicle were 50 percent to blame, they would only have to pay half of the total compensation you should receive.
You protect your rights by pursuing claims against both drivers if there is any possibility that their actions caused the collision. Here is why this is so important:
- Both drivers could point the finger at each other and claim the other one was the at-fault party. If you only sued one driver and they were found not to be negligent, you would not receive any compensation. If they were only found partially to blame, you would not receive all that you deserve from them.
- If more than one motorist was at fault, you could file a claim with both their insurance companies. This would increase the likelihood that you would receive the maximum recovery in your settlement because there would be more liability insurance coverage to pay you.
Why You Need an Auto Accident Attorney
If you were a passenger in a car accident, you have a strong case for compensation since it would be extremely unlikely that you would have been at all at fault in causing it. However, it can be complicated to determine the cause of the crash and who was the negligent party. You need the help of an experienced car accident lawyer who will aggressively fight for your rights. To learn how we can assist you, call our Norfolk office to schedule your free, no-obligation consultation today.
Should I agree to a structured settlement in my car accident case?
In most auto collision cases, the victim agrees to accept their settlement with the negligent driver’s insurance company in a lump sum payment. However, in certain situations, it may be better to accept payments over time in a structured settlement.
What Is a Structured Settlement?
A structured settlement is an agreement where the accident victim agrees to accept their settlement proceeds in payments over time. The terms of the agreement are negotiated and can be tailored to meet the specific needs of the victim.
Individuals often receive an initial larger payment and then smaller payments that are paid monthly or at other set intervals. The payments can be paid over several years or for the victim’s entire life.
When You May Want to Accept a Structured Settlement
A structured settlement may be a good option for you if you suffered serious injuries and are receiving a large settlement from the insurance company. Here are some reasons why you may want to agree to one.
If you suffered permanent injuries that prevent you from working and will require expensive medical treatments in the future, you may want to accept a structured settlement. By spreading out the payments over time, you can ensure that you will have the money you need to replace your income, pay your medical bills, and get the personal care you may need throughout your life.
While much of a car accident settlement is not taxable income, some amounts, such as punitive damages and interest, could be taxed. You would spread out your tax liability by accepting your settlement proceeds over time.
Control Over Spending
If you are worried that you will not spend your settlement wisely if you get it in a lump sum, you may want to accept a structured settlement. You can work out an agreement so that you receive larger payments when you really need them, such as for expensive medical treatments, college expenses of your child, or other large expenses that you anticipate in the future.
Minor Children Settlement
If you are settling a car accident claim on behalf of your minor child, you most likely would want to accept the payments through a structured settlement. If your child needs medical care and income throughout their life, this can provide them with the regular income they need. The payments can also be designated for their future college expenses.
Do you have additional questions about whether a structured settlement is right for you? Do you need help negotiating your settlement with the negligent driver’s insurance company? Call our Norfolk office to schedule your free consultation with our knowledgeable car accident lawyers today.
How long do I have to report a car accident?
It is always a good idea to contact the police at the scene of a car accident and obtain a copy of the police report to protect your legal right to compensation for your injuries. In addition, in some cases, you are required to report the crash under Virginia law.
When Are You Required to Report an Auto Collision in Virginia?
You are required to report most car crashes to law enforcement within 24 hours or as soon as possible if you are too injured to report it right away. When you report the collision, you must provide the officer with your name, address, driver’s license number, and vehicle registration number. You are required to contact the police under these circumstances:
- An individual is injured or killed.
- The vehicle or other property is damaged.
In addition, individuals involved in an auto accident have the following duties under Virginia law:
- Stop as close to the collision scene as possible without obstructing traffic
- Provide reasonable assistance to any individuals injured in the crash
If the driver fails to notify the police of an accident, any passenger in the vehicle who is over 16 years old has a duty to report it to law enforcement within 24 hours.
Violation of this law can result in felony charges if a victim is injured or killed or the property damage is over $1,000. It would be a misdemeanor offense if there were no injuries or death and the property damage is less than $1,000.
Why You Should Always Contact the Police at the Accident Scene
Even if your vehicle suffered little damage and you believe that you suffered no injuries, you should call the police at the accident scene. The damage to your vehicle could be more extensive and expensive to fix than you thought. In addition, the symptoms of some serious injuries, like traumatic brain injury, spinal cord injuries, and internal organ damage, can take days or longer to develop.
If you do not report your accident, you lose important evidence that can help you prove the other driver’s negligence and responsibility to compensate you for injuries. The officer at the scene would investigate the crash and provide information, such as how the collision occurred, who was at fault, contact information for witnesses, and any traffic citations issued, in their police report.
Providing a copy of the police report to the at-fault motorist’s insurance company can help you convince them of their liability to compensate you for your injuries. In addition, it can help avoid disputes about whether the accident occurred and whether it caused your injuries.
If you need to file a claim with the negligent driver’s insurance company for your injuries in an auto collision in the Virginia Beach or Norfolk area, our experienced car accident legal team is here to assist you. Call our office to schedule your free consultation today to learn more about your options.
What future compensation can I recover in my car accident settlement?
If another driver caused you to suffer injuries in a car accident, they are responsible for fully compensating you for your injuries under Virginia law. This includes compensating you for your future losses. Here are the types of future compensation you should ask for in your settlement.
Importance of Future Damages to Your Recovery
If you suffered serious injuries, such as a traumatic brain injury, back and spinal injuries, or scars and disfigurement, you could need medical treatment for years after your accident. In addition, you could be off work with no wages for months or longer while you recover. Obtaining the future compensation you are entitled to in your settlement is essential so that you can afford the medical care you need and can support your family and you when you cannot work.
Types of Future Compensation You Can Recover
You need to wait until you reach your maximum medical recovery to know the amount of your future damages. This is the stage in your medical care where you have recovered, or recovered as much as you will, and your doctor can give you a prognosis of the future medical treatments you will need. Types of compensation you deserve include:
- Future medical care. You should be reimbursed for all reasonable medical expenses you will incur, and there is no cap on how much you can receive. Surgeries, physical therapy, medications, diagnostic tests, modifications to your home, and home health and personal care are some of the future medical treatments you may need if you suffered a long-term injury.
- Future wage losses. If you must take off work in the future when you are having surgery or other treatments, you are entitled to be reimbursed for your lost wages. You should also receive your lost bonuses, commissions, sick and vacation time, and other perks of your job.
- Future lost earning capacity. If you suffer a permanent injury, you may be too disabled to work or need to make a career change to a job that pays you less. You should receive your future lost earning capacity throughout your working life in your settlement. You may need an economic expert to calculate how much money you are owed.
- Future pain and suffering. Depending on your injuries, you could suffer from chronic pain, depression and other psychological conditions due to the life changes that your injuries caused and experience a much less satisfying quality of life. An experienced car accident attorney can accurately value how much you should receive for your future pain and suffering.
If you or a family member suffered an injury in a car accident, our experienced car accident lawyers are here to aggressively fight for all the compensation—including future damages—that you deserve. To find out about your options and our track record of success helping other clients like you, call our Norfolk office to schedule your free consultation today.
Can an employer be liable for a car accident caused while an employee was driving for work?
If the driver who caused your auto collision was driving while on the job, they would be liable for compensating you for your injuries under Virginia law. You may also be able to hold their employer responsible for paying your damages. Here is why you would want to file a claim with their insurance company too.
Ways to Hold an Employer Liable for Compensating You
There are a number of legal claims that you could have against a negligent driver’s employer. Three common claims that may help you include:
- Negligent hiring. If an employer hired someone who had a poor driving record or was unqualified to drive for work, you may have a negligent hiring claim against the employer.
- Negligent supervision. Employers also have a duty to supervise their employees and to have safety procedures that must be followed when employees are on the road. When they fail to fulfill these duties or do not check an employee’s driving record for traffic offenses or a DUI, they could face liability for negligent supervision of the driver.
- Vicarious liability. Employers are responsible for the actions of their employees if the employees were acting in the course of their employment. If the person who hit you was driving for their job and not for personal reasons when they struck your vehicle, their employer could be found negligent under this legal theory.
Why it Is Important to File a Claim With the Employer’s Insurance Company
Whenever you must file a car accident claim or other personal injury claim, you want to file claims with the insurance companies for all potentially at-fault parties. By doing this, you increase the chances of there being enough insurance coverage to pay all the compensation you are entitled to in your settlement. The employer will almost certainly have far more insurance than their employee to pay you what you are owed.
Were you injured in a car accident in Norfolk? Our knowledgeable car accident lawyers are here to explain your options and to go up against the insurance companies for all the liable parties so that you receive what you are entitled to in your settlement. Fill out the online form on this page to schedule your free, no-obligation appointment today.
What should I do if I get in a car accident out of state?
Getting injured in an auto crash caused by a negligent driver in another state can make the experience even more traumatic and confusing. Who will compensate you for your injuries? What steps do you need to take? Here is what you need to know so that your legal right to compensation for your injuries is protected.
Insurance Coverage in Out-of-State Car Collisions
The good news is that you have insurance coverage under your own auto insurance policy for car accidents that happen in another state. In addition, all states—including Virginia—require residents to maintain a certain minimum amount of auto insurance to cover injuries and property damages in a collision that they cause.
Which State Laws Will Apply to Your Crash?
The laws of the state where your accident occurred will be the ones that you must follow when filing your claim. If you must file a civil lawsuit, you would most likely need to do so in the state where the collision happened.
Six Steps You Need to Take Following Your Accident
You should take the same steps you would take if your collision happened where you live when it happens in another state:
- Get medical care. Obtain immediate medical care for apparent injuries. Even if you do not believe you were hurt, you should be examined by a doctor within 48 hours of your crash to be certain you have not suffered hidden injuries and to avoid disputes with the other driver’s insurance company about their cause.
- Contact the police. Call the police at the accident scene and obtain a copy of the police report. It will contain crucial information that can help you prove the other motorist caused your auto crash.
- Exchange contact information. You should obtain the contact information for any drivers involved in the wreck and their insurance companies. You also must get contact information for any eyewitnesses who can testify about how the crash occurred and who was at fault.
- Take pictures. You should take pictures of the accident scene, damage to the vehicles, your injuries, and anything else you believe will be helpful.
- Contact your insurance company. It is important to report the collision to your own insurance company. Your contract with them most likely requires you to do this, and it will protect your rights if you decide you must file a claim with them.
- Retain a local attorney. If your car accident occurred out of state, you should retain a local lawyer in the state where it occurred. He will understand the laws and procedures that must be followed when you file your claim and a civil lawsuit if this becomes necessary.
Were you injured in a car accident in Norfolk? Our skilled and compassionate legal team represents accident victims who live out of state as well as Virginia residents. To learn about your options and how we can help, call our Norfolk office to schedule your free consultation today.
What questions could I be asked at a car accident deposition for my case?
If you have to file a lawsuit against the negligent driver who caused your auto collision, you will most likely have your deposition taken. A deposition is a question-and-answer session where you would give answers under oath to questions by the attorney for the other driver and his insurance company. Your answers would be transcribed into a document that could be used in settlement negotiations, at court hearings, and at your trial.
Your deposition is an important part of the discovery phase of your case where you and the attorneys for the insurance company obtain information—both helpful and harmful—to their case so that they can prepare for a trial. To ensure that your deposition goes well and strengthens your claim against the negligent driver, it is a good idea to understand the types of questions you will be asked.
Background Information Questions
The first questions you would be asked would be about your personal background, family situation, education, employment, and prior injuries. You could be questioned about the following:
- Your address and age
- Your residential address over the last five to ten years
- Your education, degrees, and training you received after leaving school
- Your family, including your marital status, who you live with, and the number of children you have
- Your current employment, duties, income, and length of employment and similar information for prior jobs
- Your criminal record
- Any lawsuits and claims you filed in the past and the outcome in these cases
- Other injuries and medical conditions you suffered before the accident, treatments you received, and doctors who cared for you
Details of Your Accident
The next set of questions will probably focus on how your auto collision occurred. You could be asked about the following:
- What was the date, time, and place of the accident?
- Where were you coming from and where were you going?
- What were the traffic conditions where your collision occurred?
- What were weather conditions like?
- What were you and the other driver doing when the accident occurred? You should also expect specific questions, such as about the speed of the vehicles, when you first noticed the vehicle that hit you, and where the vehicles struck each other.
- How was your body affected during the crash?
- What was the physical damage to each vehicle?
- Did you speak to the other driver after the crash? What was said?
- Were there witnesses to the accident?
- Do you have any photos or diagrams of the collision scenes?
- Had you consumed alcohol or drugs in the 24 hours prior to your accident?
Information About Your Injuries and Treatments
You will also be questioned about your injuries and how they have affected your ability to work and the quality of your life. You should be prepared to answer questions about:
- Injuries you suffered
- Symptoms you experienced at the time of the crash and over time
- Any medical conditions made worse by the accident
- Doctors who have treated you
- Diagnostic tests performed
- Treatments you have received
- Any gaps in your medical care
- Medical bills you received
- Your future medical treatments and prognosis
- How long you have been off work and when you expect to return to your job
- Wages you have lost and will lose in the future
- How your injuries have affected your day-to-day activities, relationships, and quality of life
At Tavss Fletcher, our experienced car accident lawyers would thoroughly prepare you for your deposition so that you know what to expect and how to answer the questions you are asked. Find out more about how we will fight for the compensation you deserve at a free consultation. Call our Norfolk office to schedule your appointment today.
Why won’t my doctor see me after my car accident?
It is crucial to be examined by a physician soon after your auto collision in order to protect your health and to avoid disputes with the negligent driver’s insurance company over the cause of your injuries and how serious they are. However, you may be shocked to discover that your primary care doctor does not want to treat you.
Why Your Physician May Not Want to Treat You
Unfortunately, some doctors do not want to treat victims of motor vehicle accidents. Some of the reasons include:
- Office policy. They may have a strict rule that they do not treat patients injured in car accidents due to the extra work, such as telephone calls, paperwork, and billing.
- Billing issues. Another reason that doctors may be unwilling to treat an accident victim is that billing auto insurance companies for medical care can be more complicated than a health care insurance company. They may be worried that they will not get paid.
What to Do If Your Doctor Will Not Treat You
Fortunately, you do have options for obtaining the medical care you need. Here are steps you can take:
- Talk to your attorney. Discuss your situation with an experienced car accident lawyer. He may be able to contact your physician and provide him with a letter of protection that states that his bills for medical services would be paid directly out of your settlement.
- See another physician. Some doctors will treat car accident victims, and you may need to find a new one. If your injuries are serious, you might need to be referred to a specialist. Your attorney may have a network of qualified doctors who can help you.
Are you having trouble getting the medical care you need for your injuries? Do you need assistance filing your claim with the negligent driver’s insurance company? Our skilled and dedicated legal team is here to help you every step of the way. Fill out our convenient online form to schedule your appointment today.
Should I talk to the police following my car accident?
You should always call the police at the scene of your auto crash even if you believe that you suffered no injuries or “minor” injuries and there was little damage to your car. Why is this important? You may find that the cost to repair your vehicle is higher than you thought or that you suffered serious injuries requiring medical treatment. The symptoms of some injuries, like traumatic brain injuries, back and spinal cord injuries, and internal bleeding, can take days or longer to emerge.
If you decide to file a claim with the negligent driver’s or your own insurance company, having a police report can be extremely useful. It can avoid disputes with the insurance company about whether your crash really happened and will have helpful information, such as the officer’s conclusions as to who was at fault and whether a traffic citation was issued.
When Are You Required to Report a Car Accident in Virginia?
Under Virginia law, you are required to report an auto accident in the following situations:
- An individual suffered injuries or was killed.
- A vehicle was damaged in the wreck.
It is best to call the police from the scene of your accident because the police report will be more detailed and help prove the other driver’s negligence. If you do not contact law enforcement, then you should do so within 24 hours of the collision or as soon as you can if your injuries prevent you from doing so right away.
Tips on What You Should Say to the Police
You will have a duty to provide the police officer with a copy of your driver’s license, proof of insurance, and vehicle registration. When talking to the police, you need to be careful what you say. Your statements will be included in the police report, and the other motorist’s insurance company may use them to try to deny your claim or pay you less than you are entitled to. Here are some tips on how to talk to the police:
- Be polite when speaking to the officer or anyone else.
- Do not interrupt the other driver or other witnesses when they are being interviewed by the officer.
- When answering the officer’s questions, stick with the facts, and give a general accounting of how the collision occurred. Do not embellish what happened or give too many details that you may contradict later or can be misinterpreted by the insurance company when you file your claim.
- Do not admit fault or make statements, such as “I’m sorry,” that can be interpreted as an admission of guilt.
Do you have additional questions about your legal rights following a car accident? Do you need to file a claim for compensation? Call our Norfolk office to schedule a free consultation with our experienced car accident attorneys today to get answers to your questions and learn how we can assist you with all the steps you will need to take to win your case.
What should I do after a hit and run accident?
If you were injured in a hit and run accident in Norfolk, you may still be able to obtain compensation for injuries. However, there are immediate steps you need to take to protect your legal rights. Here are five first actions that you should take.
Step #1: Stay at the Crash Scene and Call the Police
Do not try to chase the hit and run driver. It could be dangerous. Instead, you should stay at the crash scene and call the police. The police report will contain vital information that you will need if you later locate the motorist and file a claim with his insurance company or if you need to file one with your own insurance company. This includes:
- Date, time, and place of your crash
- Narration of how the collision occurred
- Witness’ contact information and statements
- Officer’s conclusions as to who caused your accident
Step #2: Obtain Medical Treatment
If you know you suffered injuries, call 911 for an ambulance or go to the emergency room as soon as possible. Even if you do not believe you were hurt, you may have suffered injuries that are not apparent right away, such as neck and back injuries, internal injuries, and traumatic brain injuries. You protect your health and your claim by having a doctor examine you within a day or two of the crash.
Step #3: Take Photos
You should use your cellphone camera to take pictures of the accident scene, damage to your vehicle, your injuries, and anything else that could help you identify the hit and run driver or prove his negligence. Ask a passenger or witness to take photos for you if you are too hurt to do it yourself.
Step #4: Obtain Witness’ Contact Information
Get the contact information for any witnesses at the crash scene before they disappear. They may have information that can help you identify the negligent driver and can corroborate his fault in causing your wreck.
Step #5: Retain an Attorney
Although you may have plenty of time before the deadline, referred to as the statute of limitations, expires to sue the negligent driver, you should retain an experienced car accident attorney as soon as possible after your crash. He may be able to obtain business surveillance footage and take other steps to help you locate the negligent driver and can negotiate your settlement with the insurance company so that you receive all the compensation you deserve.
If you or a loved one were injured in a hit and run or other type of car accident in Norfolk, call our office today to schedule a free consultation. A member of our skilled legal team can answer your questions and explain how we can help you file your claim.
What should I do if the police don’t come to the scene of my car accident?
Whenever you are involved in a car accident, you should contact the police at the crash scene and obtain a copy of the police report. The police report will contain helpful information, such as a narration of how the collision occurred, who was at fault, and whether any citations were issued. It can be very useful when filing a claim with the insurance company.
However, the police do not always show up at the scene. If you are in this situation, here’s what you can do to document your accident and protect your right to compensation for your injuries from the negligent driver.
Why the Police May Not Show Up at a Crash Scene
There are a number of reasons that the police may not come when you call to report a collision. Here are some common ones:
- If there were no injuries or the injuries were minor, it may not be a priority to the police, especially if there are a lot of other accidents or other incidents they need to respond to at the same time.
- If your accident happened in a parking lot or on private property, the police may have a policy not to respond.
- If weather conditions are bad, the police may not have sufficient personnel to respond to all the crashes being reported and may only go to the scene of the most serious ones.
What to Do If the Police Don’t Show Up After You Call 911
If the police will not come to your accident scene, it is important to remember that this will not prevent you from filing a claim with the negligent driver’s or your own insurance company. You also have options for obtaining a police report. Here’s what you need to do:
- Seek medical care. Your first step should be to obtain immediate medical treatment for anyone injured in the crash.
- Obtain contact information. You should get the contact information for the other driver and his insurance company. This includes the driver’s name, address, telephone number, driver’s license number, and the license plate number for his vehicle. If there were any witnesses to the collision, it is vital to obtain their contact information too.
- Take pictures. Use your cell phone camera to take pictures of the damage to the vehicles, the accident scene, your injuries, and anything else you think might be helpful when you file your claim.
- File your own report. If the police do not come to you, you may be able to go to the police station or on their website and file a police report on your own. They most likely have a form that you can fill out to file the report.
- Retain an attorney. It is always best to retain an experienced car accident lawyer as soon as possible to file your claim for compensation with the insurance company and negotiate your settlement so that you receive all that you deserve.
Were you injured in a car accident in Norfolk? Call our office or fill out our online form to schedule a free consultation to get your questions answered and learn how we can help you.
If I am self-employed, how are my lost wages determined in a car accident case?
If a negligent driver caused your injuries in an auto collision, you are entitled to compensation from him, including reimbursement of your lost wages. This amount can be easier to calculate if you receive a regular paycheck. However, it can be more complicated to determine how much you should receive if you are self-employed.
Who Is Considered Self-Employed?
You are generally considered self-employed if you are a freelancer, independent contractor, consultant, or sole proprietor of a business. You decide your own hours of work and whom you will work for. This is in contrast to an employee who works for an employer who dictates his wages, hours of work, and job duties.
How Are Self-Employment Wages Determined?
If you are self-employed, the first step in knowing how much you should receive is to understand the types of damages you can request. Your wage loss claim may include:
- Lost income
- Loss of your earning capacity if you are disabled or unable to work in your profession
- Lost profits
- Business opportunities you lost
Lost income claims can be more complicated to calculate because income and lost profits tend to vary month to month and year to year for some people who are self-employed. Here are documents that can help you figure this out and prove this portion of your claim:
- Independent contractors. If you are a consultant or independent contractor, you most likely receive a form 1099 at the end of the year from the clients you work for, which can be used to establish your lost income. However, you may need additional documentation of your monthly income if it is seasonal or is not the same every month. Tax returns can also be helpful if your income is different each year.
- Small businesses. You may need monthly profit-and-loss statements, receipts for expenses, and payroll and account records to figure out how much lost income, profits, and other damages you deserve. Your tax returns and schedules may also be helpful, but these other documents can help paint a more accurate picture of your income.
An experienced car accident lawyer can help you identify the documents you need and can calculate the amount of wage loss damages to request in your settlement. If your situation is complicated, he may recommend that you also hire an economic expert.
At Tavss Fletcher, we have decades of experience fighting for the rights of victims of car accidents. We understand the steps you need to take to obtain a fair settlement and are here to handle all aspects of filing your claim for you. Call our Norfolk office to schedule your free consultation today.
How much lost income can I recover after a car accident?
If another driver caused your auto crash, you are entitled to compensation for the wages you lost while you were off work recovering from your injuries, as well as your medical expenses and pain and suffering under Virginia law. Your lost income claim may include much more than just your wages.
Types of Lost Income Damages You Should Receive in Your Car Accident Settlement
You may be entitled to lost wages not only if you work full-time at a regular job, but also if you are a part-time worker, contract worker, seasonal worker, or are self-employed. Here are the types of lost income compensation you may be able to receive:
- Lost Wages. You are entitled to your past and future lost wages as part of your settlement.
- Lost sick and vacation time. You should be reimbursed for any sick time or vacation time you used at your job while you recovered from your injuries. Like lost wages, you can ask for past and future time that is lost.
- Lost perks and opportunities. If you are paid commissions, bonuses, or other perks of your job that you lost due to your car crash, you should receive these amounts in your settlement. You may also be compensated for lost opportunities, such as a promotion or raise at work.
- Lost earning capacity. If your injuries are serious enough, you may have to find a different type of job that pays less or may not be able to work at all. In this situation, you may be entitled to your lost earning capacity. Determining the value of this part of your claim can be extremely complicated, and you need the assistance of an experienced car accident attorney to calculate this.
Documenting Your Lost Wage Claim
You will have the burden of proving the amount of lost income you should receive. Some of the evidence that can help you do this includes:
- Copies of your paystubs
- Copies of your income tax returns
- Letter or testimony by your employer
- Expert witness testimony, such as from an economic expert or physician
If a negligent driver caused your car accident in Norfolk, our skilled and dedicated lawyers can determine all the compensation you should receive in your settlement and fight to ensure that you receive it. To get started, fill out the online form on our website to schedule your free confidential consultation.
The insurance company is offering me a quick settlement of my car accident claim. Should I take it?
You may be surprised at how quickly the negligent driver’s insurance company contacts you after your car accident—maybe even before you leave the hospital. If the insurance adjuster seems concerned about your health and offers you a quick settlement, you may be tempted to accept it. However, this is rarely in your best interests.
Three Reasons Not to Accept a Quick Settlement Offer From the Insurance Company
While some insurance companies will try to treat accident victims fairly, many insurance adjusters offer quick settlements to save money for the insurance company. Here are the reasons why you should not accept it:
#1: You Don’t Know the Seriousness of Your Injuries
You are entitled to be compensated for your past and future medical expenses, lost wages, and pain and suffering in your settlement. Right after your car accident, it is impossible to know how serious your injuries are, the treatments you will need, and your long-term prognosis. It is best to wait until you have recovered fully, or as much as possible, to settle your claim so that all your future damages are included in your settlement.
#2: The Settlement Offer May Be Too Low
When an insurance company offers you a fast settlement, they are most likely offering you less than you deserve and are hoping that you will just accept it without first consulting with an experienced car accident attorney. However, it is never a good idea to agree to a settlement with the insurance company without first consulting with a lawyer to ensure that you receive all that you are entitled to.
#3: Settlements Are Final
Once you agree to settle your claim with the insurance company, your settlement is final. If you later discover that your injuries are more serious than you thought or that you suffered permanent disabilities that prevent you from returning to work, you cannot reopen your settlement and ask for more money.
If you or a loved one were injured in a car accident, resist the temptation to try to settle your claim on your own or to accept the insurance company’s first offer without consulting with a lawyer. Our skilled car accident legal team is here to protect your interests and will fight to ensure that you receive the maximum amount of compensation you deserve for your injuries. Call our Norfolk office to schedule your free consultation today.
Do I need to call the police after a car accident even if I don’t think anyone was injured?
In almost every auto crash, it is best to call the police at the scene of the accident. The only time when you can consider not taking this important step is if your collision was a minor fender bender where no one suffered any injuries and your vehicle needs no repairs. In any other situation, you should call 911 to protect your legal rights down the road.
When Does Virginia Law Require You to Stop and Call the Police After a Crash?
Under Virginia law, motorists have certain duties when involved in an auto wreck if it resulted in an injury or death or damage to a vehicle or other property. These obligations include:
- Stopping immediately as close to the collision scene without blocking traffic
- Providing reasonable medical care to anyone injured in the accident
- Reporting the crash to the State Police or the local law enforcement agency
- Exchanging contact information, such as names, addresses, driver’s licenses number, and registration number with the other motorist involved in the wreck
Three Reasons to Call the Police Even If You Did Not Suffer Injuries
There are a number of ways that contacting the police can be useful if you later discover that you need to file a claim with the negligent driver’s or your insurance company. Here is why it is best to call 911:
You May Suffer Hidden Injuries or Discover More Damage to Your Vehicle
The symptoms of some injuries, such as traumatic brain injury, spinal injuries, back injuries, and internal organ damage, may not become apparent for days or longer after your collision. In addition, you may plan not to file a claim for the repair costs to your vehicle only to discover that the bill will be much higher than you thought. If either of these situations arises, you will have a stronger claim if you call 911 right after your crash.
You Need the Police Report If You File an Insurance Claim
If you later decide to file a claim with your insurance company or the negligent driver’s insurance company, the claims adjuster will want a copy of the police report to review as part of the investigation of your claim. While you still can recover compensation for your injuries and property damage without it, you avoid potential disputes that can weaken your case by contacting law enforcement at the accident scene.
You Preserve Important Evidence
When you call the police, they will investigate the accident scene and write a police report. This can provide you with crucial evidence you can use to prove the other driver’s negligence in causing your accident, such as:
- Other motorist’s statement to the police
- Witness contact information and statements
- Narration of how the collision occurred
- Officer’s conclusions as to who caused the accident
- Any traffic citations issued
- Diagrams of the accident scene
- Pictures of the scene, damage to the vehicles, and more
Do you or a family member need to file a claim for compensation following an auto collision? The experienced car accident attorneys at Tavss Fletcher are here to file your claim, collect the evidence you need, and negotiate your settlement so that you receive the compensation that you are entitled to for your injuries. Call our Norfolk office today to schedule a free consultation to get started.