If you are injured in a car accident, you could need long-term and expensive medical treatments for your injuries. Fortunately, you may be entitled to compensation for your medical expenses as well as lost wages and pain and suffering from the negligent driver. It is important to understand the types of medical expenses you can receive when filing a claim with the insurance company so that you request all that you deserve.
Why You Need to Wait Until You Reach Your Maximum Medical Improvement to Settle Your Claim
You are entitled to both your past and future medical expenses from the negligent driver. It is important to wait until you reach your maximum medical improvement (MMI) before negotiating your settlement. This is the stage in your medical treatment where you have fully recovered or recovered as much as you can and received a final prognosis from your doctor.
You cannot know what medical treatments you may require in the future—and your future medical bills—until you reach your MMI. By waiting to settle your claim until this stage, you can be confident that you receive all the compensation you deserve for your medical treatments in your settlement.
What Types of Medical Expenses Should You Ask for When Filing a Car Accident Claim?
You are entitled to be reimbursed for any necessary medical treatments to treat your injuries. It is important to keep all of your medical bills together to keep track of these expenses. Common medical expenses you should request when making a claim include:
- Ambulance bill
- Doctor visits
- Chiropractor treatment
- Physical therapy
- Laboratory fees
- Diagnostic tests
- Pain management treatment
- Pain and other medications
- Counseling and other mental health care treatments
In addition to these common expenses, you may require additional medical care or incur medically-associated expenses if you suffer a long-term injury, such as traumatic brain injury, spinal injuries, or paralysis. You could also be entitled to compensation for the following:
- Travel expenses if you must travel to receive the medical care you need
- Medical accessories, such as a walker, wheelchair, or crutches
- Modifications to your home, such as a ramp or assistive tools in your home to help you maintain your independence
- Home health care for ongoing medical conditions
- Non-medical in-home care if you are unable to take care of your day-to-day needs
Injured in an Auto Collision? Contact an Experienced Car Accident Attorney in Norfolk
If you or a loved one suffered injuries in a crash in Norfolk, our skilled car accident lawyers can file your claim for all the medical expenses, lost wages, and pain and suffering compensation that you should receive. We will aggressively fight to hold the negligent driver and his insurance company responsible for compensating you. To learn more about how we can assist you, fill out our online form to schedule your free case evaluation.