What could happen if I exaggerate my injuries in a car accident?

Doctor Talking to a Patient After an AccidentExaggerating your injuries after an auto collision in Virginia is never a good idea. You could make it harder to obtain the compensation you deserve for your injuries.

How the Insurance Company Could Discover the Exaggeration of Your Injuries

Before offering you a settlement, the insurance company would investigate your claim. One of their investigation goals would be to search for any information they could use to deny your claim or pay you less than you are entitled to under Virginia.

They would most likely discover your exaggerations about your injuries during their investigation. Here are three ways they could discover this:

  1. Surveillance. The insurance company could hire a private investigator to engage in surveillance multiple times while your claim is being settled. The investigator could follow you, stake out your house, and take photographs of you doing activities you could not do if you were as hurt as you claim. If you are exaggerating how serious your injuries are, they will discover this when they spy on you.
  2. Social media. The insurance adjuster could also search your social media accounts for statements you make about your injuries and for posts about activities you are engaged in that you could not do if you were really hurt as much as you claim.
  3. Medical records. The insurance company will review all your medical records and look for inconsistencies in how you describe your injuries and your pain level to what your medical records show.

How Not Being Truthful About Your Injuries Could Hurt Your Claim

Exaggerating the severity of your injuries is always a bad idea. Here are ways this could weaken your claim:

  • Your credibility. If the insurance company finds out you were not truthful about your injuries, this will weaken your credibility as a witness. They may question other statements you made, such as the cause of the car accident.
  • Compensation. You may exaggerate your injuries in hopes of obtaining more compensation from the insurance company. However, this strategy could backfire. If the insurance adjuster discovers your exaggerations, it would significantly weaken your case, and you could be forced to accept less money to settle your claim.
  • Fraud. Your exaggerations may be considered insurance fraud. This may be grounds for the insurance company to deny your claim or to sue you to recover any damages they paid you.

Were you injured in a car accident caused by a negligent driver in Virginia Beach or Norfolk? Call our Norfolk office at 757-265-1214 or complete our convenient online form to schedule a free, no-obligation consultation today to learn how our experienced car accident attorneys can help you.