You could suffer serious injuries if a negligent driver caused your motorcycle accident. Unfortunately, the medical bills will soon start piling up. It can be extremely stressful to figure out how to pay them—especially if you are off work with no wages while you are recovering.
Ways to Pay Your Medical Bills After a Motorcycle Collision
In Virginia, the at-fault driver is fully responsible for compensating you for your medical bills, lost wages, and pain and suffering. However, it could take you months or longer to know how much your claim is worth and get the insurance company to pay you a fair settlement. Here are ways to pay your medical bills while you wait.
Your Health Insurance
If you have health insurance, you can submit your medical bills to your health insurance company. However, you should be aware that your insurance policy may have a provision that gives them subrogation rights. This means that you may have to pay them back when you receive compensation for your medical care in your motorcycle accident settlement.
Your Motorcycle Insurance Policy
If you purchased optional MedPay coverage under your motorcycle insurance policy, you could file a claim to have your medical bills paid by your insurance company. In Virginia, you are not required to repay the medical bills paid by MedPay when you settle your claim with the negligent driver’s insurance company.
Arrangement With Your Medical Providers
If you do not have health insurance or MedPay or they will not cover all your medical expenses, an experienced motorcycle accident lawyer may be able to get your health care provider to agree to an assignment of benefits. If they approve this payment arrangement, then you would sign a document where you agree to pay them what they are owed out of your settlement proceeds. Your attorney may also be able to negotiate a payment plan with them if they will wait to be paid.
Did you suffer injuries in a motorcycle accident in the Norfolk or Virginia Beach area? Take advantage of our offer of a free initial consultation to learn about your options and how we can assist you. Just call our office or fill out the convenient online form on this page to schedule your appointment today.