Long-Term Care: Understanding What It Is and Who Pays for It if You Need It After a Commercial Truck Crash

Long Term Care InformationYou could suffer serious injuries in a truck accident caused by a truck driver in Norfolk or Virginia Beach. You may need long-term care if the injuries are severe or you become permanently disabled. If you are worried that you will need long-term care, you should retain an experienced truck accident lawyer who will aggressively fight for the compensation you deserve, including the cost of your long-term care.

What Is Long-Term Care?

Long-term care is the services provided when someone cannot care for themselves independently. Depending on the injury a truck accident victim suffers, they could need long-term care on a temporary or permanent basis. Injuries that can lead to the need for long-term care include:

  • Head injuries
  • Spinal and back injuries
  • Paralysis
  • Internal organ damage
  • Broken bones
  • Hip fractures

The services a victim will need will depend on their injury and how it affects their ability to care for their daily needs. Common long-term services include the following:

  • Managing pain
  • Providing physical therapy
  • Dressing
  • Bathing
  • Eating
  • Preparing meals
  • Performing household chores
  • Shopping and running errands
  • Driving the victim to appointments
  • Doing yard work

Who Is Responsible for Paying the Cost of Long-Term Care?

Long-term care can be expensive—even if only needed for a short time. The negligent truck driver, trucking company, and other at-fault parties would be responsible for compensating you for the cost of your long-term care.

Because the cost of long-term care is so expensive, the value of your claim will increase significantly. You should be prepared for the insurance company to fight longer and harder to deny your claim or pay you less money in a settlement. A skilled truck crash lawyer can help recover these expenses as part of your truck accident settlement or can file a lawsuit if the insurance company refuses to pay you the compensation you are entitled to under Virginia law. An experienced lawyer will have experience with insurance companies employing these unfair tactics and have strategies to defeat their arguments.