If another driver was at fault in causing your car accident, they are responsible for compensating you for your injuries under Virginia law. However, they may lie to the insurance company to avoid liability for paying you. If you find yourself in this situation, take these steps to protect your rights and build a winning case.
#1: Remain Calm
If the motorist plans to lie to their insurance company, they will most likely begin by accusing you of causing the auto collision and by being dishonest when discussing the crash with the police. You should stay calm and avoid arguing with them. You will not change their mind.
#2: Be Honest
If you know the other driver is not being truthful, it is important that you be honest and concise when talking to the police and insurance adjuster. You should calmly explain what happened to the police when they interview you. Hopefully, they will also talk to witnesses who will corroborate how your accident really happened. Then, obtain a copy of the police report to provide to the insurance company.
You should also be truthful and not exaggerate how the collision occurred or the severity of your injuries when talking to the other motorist’s insurance company. You should stick to the basic facts.
#3: Collect Evidence
You should begin obtaining evidence that will help you prove the other driver’s negligence at the accident scene. Important evidence to collect includes:
- Photos and videos of the damage to the autos, weather and road conditions, and your injuries
- Surveillance footage from nearby businesses
- Witness contact information and statements
- Police report
#4: Retain a Lawyer
You will have a harder time convincing the insurance company of their liability to pay you if their insured is lying about how your collision occurred. You should hire an experienced car accident lawyer immediately after the crash. They can collect all the evidence you need to win your case, take over communications with the insurance adjuster, and negotiate your settlement so that you obtain the damages you deserve.
Were you or a family member hurt in a car accident that was not your fault? Is the other driver lying about how it happened? Fill out our online form to learn how we will fight for your right to compensation for your injuries.