Who could be liable if my roof collapsed in my car accident?

You could suffer devastating injuries if your auto rolls over and your roof collapses in a car accident. Unlike other collisions where only the negligent driver is responsible for compensating the victim, there can be multiple causes and liable parties in a roof collapse accident. It is important to pursue claims against any potentially negligent party if you want to receive all the compensation you are entitled to under Virginia law.

Who Could Be Responsible to Compensate You If Your Car Roof Collapsed?

Overturned SUV With a Collapsed RoofThe liable parties in a roof collapse collision will depend on the cause of the crash. Determining this can be complicated. You need the help of an experienced car accident lawyer to identify why your auto roof collapsed and who the negligent parties are. They can include:

  • Another driver. If a motorist’s negligence caused your car accident, they would face at least partial liability for compensating you for your injuries.
  • Automobile manufacturer. Roof collapses are often caused by a defect in the manufacture or design of the roof. The pillars could have been too weak or situated improperly, or other vehicle parts may not have been strong enough to support the roof. If your roof collapsed for this reason, you can pursue a product liability claim against the auto manufacturer.
  • Parts manufacturer. You could also file a claim with the parts manufacturer who designed or manufactured the defective part that caused your roof collapse, as well as the car manufacturer.
  • Governmental agency. If a road defect or hazard caused your vehicle to roll over in the crash, you would need to file a claim with the governmental agency responsible for road maintenance. You may need to file your claim much quicker and follow other special rules when the negligent party is a city, county, or other governmental body.

Why Is it Important to File Claims With All Negligent Parties?

If you know that the other motorist’s negligence caused your accident, you may be tempted to just file a claim with their insurance company and not pursue claims against any other parties. This would be much easier and less time-consuming. However, you would be making a big mistake that could result in you not being fully compensated for your injuries.

The at-fault motorist would only be responsible for compensating you for their percentage of negligence in causing your collision. For example, if they were found 50 percent at fault, they only have to pay you half of the amount of compensation you deserve. In addition, they may not have enough insurance to pay you all the damages you deserve if they purchased the minimum coverage required under Virginia law.

If a manufacturing or road defect contributed to your roof collapse, you should file a claim with these liable parties’ insurance companies as well. They will have higher liability insurance coverage to pay you for your losses.

Did your roof collapse in a car accident in Norfolk or Virginia Beach? Our skilled legal team can identify why it happened and who is responsible for compensating you. To get started learning about your options, fill out the convenient online form on this page to schedule your free consultation today.