Out-of-Pocket Costs You Can Recover in Your Auto Accident Settlement

Man Holding a Handful of Receipts for Out-of-Pocket ExpensesIf you are injured in a car accident in Virginia that was caused by another driver, you are entitled to compensation for your injuries from the negligent driver. This includes damages for your medical expenses, lost wages, pain and suffering, and property damages.

In addition, you could be able to recover other out-of-pocket expenses. While this portion of your claim could be much smaller than the other types of damages you can recover, these costs can add up. You do not want to forget to include them in the amount you want to be paid when you file your claim with the at-fault motorist’s insurance company.

What Are Out-of-Pocket Expenses?

Out-of-pocket costs are those that you must pay that are not part of your medical expenses, lost wages, or property damage repair or replacement caused by the car accident. You may have to pay them if your own car insurance policy does not cover them or you do not want to file a claim due to worries that your auto insurance premiums will increase.

Types of Out-of-Pocket Expenses to Ask for in Your Settlement

The out-of-pocket costs you can recover in your settlement with the insurance company must be reasonable and necessary. They can be anywhere from a few hundred dollars to thousands of dollars. If you suffered a long-term or permanent injury, they can add up even more significantly. Here are some costs that you may be entitled to:

  • Towing and storage fees
  • Car rental fees
  • Other transportation costs
  • Mileage reimbursement
  • Travel expenses, including lodging and food costs, if you must travel to receive medical treatments for your injuries
  • Childcare expenses
  • Cleaning help
  • Personal care aide to help you with dressing, showering, and other daily tasks
  • Insurance deductibles

You will need to provide the insurance company with proof of these additional expenses. You should save your receipts and invoices for these costs to submit when filing your claim. Keeping good records will also help you calculate the amount the insurance company should pay you for these losses.

Were you or a family member injured in a car accident caused by a negligent driver in Virginia Beach or Norfolk? Our experienced car accident attorneys will file your claim and negotiate your settlement so that you receive all that you deserve from the motorist’s insurance company. To learn more about your options, fill out the convenient online form on this page to schedule your free consultation today.


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