Not all truck accidents in Norfolk are caused by big rig truckers. Some are caused by drivers of much smaller trucks, such as commercial pickup trucks. The consequences can be catastrophic for the victims in much smaller and lighter passenger vehicles who can suffer serious injuries or be killed.
Fortunately, victims are entitled to compensation for their injuries under Virginia law if the truck driver’s negligence was the cause of the crash. However, they face unique challenges when filing a claim with his insurance company.
Common Causes of Commercial Pickup Trucks
Pickup trucks are frequently used by commercial businesses, such as landscapers, construction workers, and home improvement contractors. If the truck bed is not big enough to carry all their supplies, the driver may pull a trailer carrying construction materials, tools, and heavy equipment.
Unlike big-rig trucks, pickup trucks are frequently on neighborhood roads, which increases the risk that you or a family member will suffer life-altering injuries or be killed close to home. Common causes of these collisions include:
- Inexperience and lack of training in driving a commercial truck and in pulling a trailer
- Taking turns too quickly, which can cause a rollover accident
- Failing to check blind spots before changing lanes
- Improper loading of the truck and trailer
- Distracted driving, such as talking on a cell phone, texting, and eating and drinking
- Failure to properly maintain and repair the truck
Why Pickup Truck Accident Claims May Be Complicated
Because a commercial pickup truck can weigh two to three times more than a passenger vehicle, you are more likely to suffer long-term injuries than if you were involved in a car accident. This can make the value of your claim larger. You may have to fight harder and longer to settle your claim if you want to receive all that you deserve.
Another issue you may confront when filing your claim is that the truck driver may not work for a business that has commercial liability insurance. His insurance coverage may not be sufficient to compensate you fully. You may need to file a claim with your insurance company if you purchased underinsured or other insurance coverage to recover the full amount you are owed.
Were you injured in a commercial pickup truck crash? Call our Norfolk office to schedule a free consultation to learn how our skilled truck accident lawyers can help you pursue all your avenues of compensation for your injuries.