Is the insurance company right when they say I don’t need an attorney to negotiate my settlement?

Lawyer Shaking a Client's HandTelling you that you should not retain an experienced truck accident lawyer to settle your claim is a common tactic insurance companies employ in truck collision cases. If the insurance adjuster informs you that you do not need an attorney, they are not doing it to help you. Here are the real reasons they do not want you to hire a lawyer.

#1: A Lawyer Knows the Law

A skilled truck accident attorney knows the Virginia laws and federal regulations governing truck drivers and trucking companies that apply to your case. They will not accept the insurance company’s misrepresentations about the laws that apply to your case, which they may make to deny your claim or pay you less compensation than you deserve. They will use their knowledge to protect your rights and win your case.

#2: An Attorney Knows How to Value Your Claim

Another reason the insurance adjuster does not want you to hire a lawyer is that they want to try to convince you that their lowball settlement offer is a fair one. However, a lawyer will know the value of your claim and go up against the insurance company so that you receive the maximum recovery under Virginia law.

#3: A Lawyer Can Prove Your Case

You will need to establish that the trucker and trucking company’s negligence caused your truck crash, the seriousness of your injuries, and the amount of compensation you are entitled to to be compensated for your injuries. An attorney can collect the evidence you need to prove your case. They will also have strategies to defeat the insurance company’s arguments about why they are not liable to pay you, which you would be unable to do if you try to settle your claim on your own.

#4: An Attorney Is on Your Side

The insurance adjuster knows that you may be vulnerable if you are injured and struggling to pay your medical bills and daily expenses when you are off work with no income. They would take advantage of your vulnerabilities and try to convince you to accept a settlement of far less than you deserve.

If you retain a lawyer, they will be on your side and would be looking out for your best interests. You are much more likely to receive a higher settlement if you are represented by a lawyer—which is why the insurance company does not want you to hire one.

#5: A Lawyer Can Litigate Your Claim

If the insurance company refuses to offer you a fair settlement or the statute of limitations, which is the deadline to sue, will expire soon, you will need to file a lawsuit against the trucking company and truck driver. An attorney licensed in Virginia can file the complaint and litigate your case for you.

Were you injured in a truck collision in the Virginia Beach or Norfolk areas? Call our Norfolk office at 757.625.1214 or fill out our convenient online form to schedule a free initial consultation to learn how our dedicated truck accident lawyers can assist you.