How to Write an Effective Demand Letter to the Insurance Company After a Truck Collision

Demand Letter, Gavel, and Scales of JusticeYou might be entitled to compensation for your injuries if a negligent truck driver caused your truck crash in Virginia. One of the first steps you would need to do when filing a claim is to send the trucking company’s insurance company a demand letter. It is best to let an experienced truck accident lawyer write this letter for you.

Information That Should Be Included in a Compelling Truck Accident Demand Letter

Your attorney would investigate the cause of your truck crash before sending a demand letter. They would also collect the evidence you need to prove the truck driver’s and trucking company’s negligence in causing the collision, the seriousness of your injuries, and the damages you should recover. They would most likely send the trucking company a spoilation letter requesting documents in their possession that can help you win your case as part of their investigation.

A demand letter informs the insurance company of your claim and the damages you are seeking. A compelling demand letter can help convince them of their liability to pay you the maximum compensation you deserve in your settlement. Here is the information a strong demand letter should contain:

  • Details of the crash. The demand letter should contain the details of how your truck collision occurred. It should answer these questions—who, what, when, where, and why.
  • Negligence of the trucker. The letter should also explain how the negligence of the truck driver, trucking company, and other liable parties caused the wreck. To prove this, your attorney may include documents, such as the police report, photos of the crash scene, witness statements, and trucking company records.
  • Your injuries. An effective demand letter would explain in detail what injuries you suffered, the medical treatments you need, and your prognosis for recovering from your injuries. Your lawyer will most likely attach your medical records that substantiate this.
  • Damages. The next section of the letter would specify the compensation you are entitled to under Virginia law for your medical bills, lost wages, property damages, and pain and suffering.
  • Settlement demand. The final portion of the demand letter would state the specific amount of compensation you would accept to settle your claim.

Were you injured in a truck collision in Virginia Beach or Norfolk that was not your fault? Our dedicated truck accident lawyers are here to fight for the compensation you deserve for your injuries. Call our Norfolk office at 757.625.1214 or fill out our online form to schedule your free initial consultation today to learn how we can assist you.


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